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Eligible Expenses
All Dental Care
- Bridges
- Crowns
- Dental X-rays
- Dental Mechanic
- Dentures
- Denture Repair & Maintenance
- Examinations
- Extracting Teeth
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- Filling teeth
- Gum Treatment
- Implants
- Oral Surgery (eg. Root Canal)
- Orthodontics (eg. Braces)
- TMJ Treatment
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Vision Care
- All vision care including disposable contact lenses, laser eye surgery & eye exam.
Professional Services & Medical Treatments
(Including but not limited to the following)
- Acupuncturist
- Blood Transfusions
- Bone Marrow & Organ Transplants
- Chiropractor
- Dermatology
- Fertility /Obstetrician
- Genecologist
- Injections
- Insulin Treatments
- Massage Therapy
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- Naturopath
- Neurologist
- Nursing (by RN)
- Ophthalmology
- Physiotherapist
- Plastic Surgeon (has some procedures not eligible)
- Pre-Natal, Post Natal
- Psychiatrist
- Psychologist (if licensed)
- Speech Therapist (if treated for Pathological or Audiological)
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Note: A qualified medical practitioner means a person who is authorized to practice in accordance to the laws of the province and certified according to the practitioner’s governing body.
Hospital Services
- All Hospital services and treatments not covered by your provincial Medical Service Plan
- Laboratory Examines and Test
- Oxygen masks & tents
- Vaccines
- X-rays & MRIs, & Mammograms
Medicines and Prescriptions
- All prescription Drugs
- Diabetic supplies eg. Insulin or Substitutes
- Medical treatments
- Oxygen
- Vitamin B12 0 for pernicious anemia
Materials and Apparatus Which are Prescribed By a Recognized Medical Practitioner
- All Health care materials and apparatus
Other Materials and Apparatus Which Don’t Require Prescriptions
- Any apparatus or material, paid to a doctor, dentist, nurse or hospital
- Any device to aid the hearing of a deaf person
- Blood sugar level measuring devices for diabetics
- Brace for a limb
- Crutches
- Prosthetics
- Wheelchairs and Lifts
Other Expenditures
- Ambulance charges
- Home Maker Services and Home Care (attendant must be non-related)
- Non-government medical or hospital care plans eg. Blue Cross
- Out of province health care
- Travel Insurance
- Transportation , meals and accommodation when local service is not available
The Following Expenditures will not be covered under this Plan
- IMPORTANT – Provincial Health Care Premiums ARE NOT eligible expenditures
- Medical expenses already covered by another existing plan
- Over the counter supplements and medicines, even if prescribed by licensed practitioner
- Gym memberships and all health programs
- Plastic Surgery to purely enhance one’s appearance
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